Refinancing involves taking out a new mortgage to repay an existing loan, so you can consolidate multiple debts, secure a more competitive rate or start to better manage your money.

It’s important to be clear about why you’re refinancing because it’s not an overnight fix. Maybe there’s been a change in your personal or financial situation, like loss of a job. Perhaps you’re after a better interest rate or lower fees, so you might want to switch banks. Being clear on the financial issue you want to address will help you secure a deal that is tailored for your circumstances.

Not sure where to start looking? We want you to make sure your refinanced mortgage will be sustainable for you in the long-term. Contact us today to get started taking back control of your finances.