We’ve all got a friend, relative or co-worker reaping the rewards of an investment property. Diving into the investment pool always sounds a little more daunting than it is, especially if you don’t think you have the funds to purchase your own investment house right now. You don’t have to miss out on capital gains, negative gearing and rental income. An investment home loan will help you purchase a second property.

Investment home loans aren’t just your average home loan repackaged – they’re more like residential home loans’ stern older sibling. They tend to have stricter eligibility requirements and require a larger deposit when you apply.

But the other side of the coin is ripe with rewards. Any expenses you pay for your investment property can be claimed as tax deductions to reduce your taxable income while you rent it out and your capital gains tax if you sell. Any expenses, such as maintenance costs, travel expenses to the property for inspections, and home & contents insurance.

We’d hate for you to pass on building a property portfolio because you get the wrong loan. Our financial advisers can talk you through the ins and outs of investment home loans. Contact us today to get started.